Zettleinby Happy Sandboy
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Investor Deck · 2026 · Happy Sandboy

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Zettlein. The AI transaction layer between Brokher.com and Proassistly.

Where users land

Brokher.com

Public marketplace · already live

This product

Zettlein

AI transaction desk · building now

System of record

Proassistly

Backend engine · already built

A Happy Sandboy product. Cambodia-first, built for global scale. Use ← → to navigate.

01 · Problem

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A property deal touches 8+ intermediaries — none of them talk.

  • Broker, lawyer, valuer, banker, notary, insurer, mover, tax advisor — each a separate silo.
  • Buyers wait weeks between steps. Sellers lose deals to friction, not price.
  • Cross-border buyers get lost in jurisdiction, FX and title-status ambiguity.
  • Every party rebuilds context from scratch. No one owns the transaction.

"It's not the price. It's the process."

Real estate is the largest asset class on earth and the last one still coordinated by phone calls, PDFs and WhatsApp screenshots.

02 · Thesis

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Collapse the process into one AI-guided flow.

The consumer talks to a single, portable AI desk. It coordinates every professional in the background. A human licensed principal signs off on every binding action.

Rule 1

Brokher shows.

Public marketplace. Renders a read-model. Never writes state.

Rule 2

Zettlein talks & acts.

The AI desk. Guides users, drafts documents, calls RPCs. Zero DB access.

Rule 3

Proassistly owns truth.

Identity, state, contracts, escrow, audit. One source of record.

03 · Market

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Cambodia is the perfect launch pad. The playbook scales.

$18B

Cambodia RE market

Annual transaction value

45%

Foreign-driven

Chinese, KR, US, EU buyers

3

Languages by default

KH · EN · ZH

0

Existing OS

No incumbent tech stack

Fragmented brokerage, weak title infrastructure, high cross-border demand, English-speaking developer talent. Win here → template for SE Asia, LatAm, MENA, Africa.

04 · Products

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Three products, one spine.

Layer 1

Brokher.com

Public SSR marketplace. SEO, discovery, listings, top-of-funnel. Renders read-model from Proassistly. Embeds Zettlein widget.Status: shipped.

Layer 2

Zettlein

Portable AI transaction desk. Nine specialist agents. Chat + tool-use. Runs on Brokher pages, mobile app, and inside Proassistly.Status: to build (MVP ~12 wks).

Layer 3

Proassistly

System of record. CRM, contracts, escrow, payments, workflows. Exposes /rpc/v1 + domain events. Runs the business.Status: shipped, needs RPC surface.

05 · Zettlein

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A portable broker, lawyer, banker & notary in your pocket.

Same runtime, different personas. Every agent has a narrow scope, a specific toolset, and a dedicated licensed reviewer.

Broker

Matching · viewings · negotiation

Lawyer

Contracts · due diligence · jurisdiction

Banker

Financing · escrow · FX

Developer Liaison

New builds · inventory

Service Coordinator

Photo · legal · movers · insurance

Notary

Signing · stamping · cadastre

Landlord

Rent · deposits · tenants

Investor

Yield · portfolio · exits

Compliance

KYC / AML · sanctions · audit

06 · Trust model

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Every binding action is approved by a licensed human.

T0

Autonomous

Reading, summarising, scheduling, RAG answers. Instant. Fully audited.

T1

Human-reviewed

Outbound messaging, quotes, document requests. Human OK within minutes.

T2

Signed by principal

Contracts, fund movements, filings. Licensed lawyer / broker / banker signs.

The AI can act at machine speed on T0. It drafts and proposes on T1/T2. Nothing legally binding ever ships without a real professional's signature.

07 · Integration

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How the three systems talk.

      ┌──────────── Brokher.com (SSR + SEO) ────────────┐
      │   read-model API   +   <Zettlein /> embed       │
      └──────▲───────────────────────▲──────────────────┘
             │ read                  │ chat + tool-calls
             │                       │
      ┌──────┴─────── Zettlein ──────┴──────────────────┐
      │  agents · RAG · guardrails · HITL queue         │
      └──────────────────▲──────────────────────────────┘
                         │ authenticated /rpc/v1 (mTLS + JWT)
                         ▼
      ┌───────────── Proassistly (source of truth) ─────┐
      │ Identity · Property · CRM · Contracts · $$$     │
      │ Media · Workflows · Events · Audit              │
      └──────────────────┬──────────────────────────────┘
                         │ domain events
                         ▼
                  read-model · RAG index · search

08 · Orchestration

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The user never loses context.

Signed Context Envelope

  • sub · tenant · locale · intent
  • subject_ref · signals · consent
  • resume_token (survives device, network, tab)

Identity Ladder

  • anon → known → verified → KYC'd
  • Same thread. Same token. Upgraded in place.
  • State on server, not tab. Resumable across devices.

09 · AI capture

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A phone becomes a listing factory.

Zettlein's capture pipeline turns a walkthrough into a full listing in under 10 minutes.

1

Guide

2

Capture

3

Segment

4

Floor plan

5

Enhance

6

Publish

On-device guidance · CV room segmentation · floor-plan synthesis · photo enhance · video tour · QA gate · one-tap publish via Proassistly RPC.

10 · Banking

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An escrow ledger, not a wallet.

Ledger

Double-entry

Every event = 2 postings. Escrow, fees, FX, taxes. No mutable balances. Daily recon.

Rails

Multi-partner

ABA · Acleda · Wing · Wise · Maybank · Revolut · SWIFT. One adapter surface.

Custody

Licensed partner

Funds sit in a partner-licensed escrow. Not on Brokher's balance sheet. Reduced licensing risk.

11 · Legal

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Contracts assemble themselves from jurisdiction packs.

  • Template DSL: clauses, variables, conditions per jurisdiction.
  • Cambodia pack: hard/soft title, strata, foreign-ownership rules.
  • Bilingual (KH/EN, KH/ZH) — legally binding version defined per clause.
  • Every generated contract carries a hash + template version in the audit log.

Compounding moat

One jurisdiction = one pack.

Every new country becomes a config file, not a rewrite. Licensed lawyers own each pack; the engine handles execution.

12 · Ecosystem

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Any product, for the stage you're in.

Not a directory. Zettlein routes by consumer stage — furniture, mortgage, insurance, movers, lawyer, art — surfaced the moment it becomes relevant.

Browsing

Guides · calcs

Viewing

Legal · valuation

Offer

Lawyer · escrow

Pre-move

Renovation · clean

Move-in

Furniture · internet

Owning

Insurance · mgmt

Revenue share is native — every payout splits at ledger time.

13 · Cold-start moat

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Bank foreclosures — an inventory monopoly.

  • Partner bank considering listing its full foreclosure book on Brokher.
  • High-motivation sellers, structured data, one institutional counterparty.
  • Zettlein foreclosure mode with strict legal guardrails.
  • Fee model: success fee per closed deal, lead fee per qualified buyer.

"One deal in the bank pipeline is worth 100 organic listings."

Solves cold-start. Anchors credibility. Creates day-one revenue.

14 · Journeys

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From browsing to funds transferred.

Seller

Register → scan → AI listing → offers → contract → payout

Buyer

Discover → advise → tour → finance → offer → close

Investor

Yield model → portfolio → exit orchestration

Partner

KYC → catalog → auto-routed leads → revenue share

One transaction spine. Different lenses per persona.

15 · Roadmap

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Phase 1 → 3.

Phase 1 · 0-6 mo

Cambodia MVP

Foreclosure vertical live · Zettlein advisor embed on Brokher · 3 core RPCs · 10 pilot buyers · T0 + basic T1.

Phase 2 · 6-18 mo

Regional

Full agent fleet · seller capture app · escrow live · full jurisdiction packs for KH + one neighbour · partner marketplace.

Phase 3 · 18-36 mo

Global template

Cross-border deals · multi-jurisdiction assembly · investor portfolio · new-country onboarding in weeks, not years.

16 · Build cost

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What Phase 1 costs.

12 wk

Calendar time

Founder + developer + Claude

~450h

Engineering

380–520 hour range

$30–75k

MVP out-of-pocket

Eng + legal + licensing

30-50%

Claude speed-up

On boilerplate + schemas

Critical risks are banking API paperwork (ABA), legal template review, and license-holder recruitment — not engineering.

17 · Ask

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We're building the last real estate platform you'll ever need.

What we need

  • Seed capital to deliver Phase 1 MVP + first 10 pilot deals.
  • Introductions to banks in Cambodia + SE Asia.
  • Cambodian licensed brokers + lawyers as founding principals.

"Brokher shows. Zettlein talks. Proassistly owns the truth."